Tag Archives: tracy becker credit expert
Will charge offs on my credit affect my ability to take out a personal loan?
Q: In the past couple years, I have had 3 charge offs on my credit (one is a cable bill and the others are credit cards). If I pay them off, how much will they affect my credit and my ability to get a personal loan? Read More.
How can I tell if a credit repair company is legitimate?
Q: I am thinking of purchasing a property within the next year and I need to fix my credit. How can I tell if a credit repair company is legitimate? Read More.
How many years does it take to clear your credit when you owe money?
Q: How does owing money on a credit card affect credit scores and how long does it take for the bad credit to clear from your history? Read More.
How much of an impact will a default on an education loan have on a credit report?
Q: How much of an impact will a default on an education loan have on a credit report? Read More.
Does opening an investment account affect credit?
Q: I recently opened an investment account and was wondering if/how that affects my credit? Read More.
I just moved to NYC from outside of the United States, so I don’t have American credit. How can I build my credit so that I can buy a co-op or condo in NYC within the next two years?
Q: I just moved to NYC/the U.S. and it seems I have pretty much no American credit. I am planning on buying a co-op or condo in NYC within the next two years. How can I build credit with a purchase in mind? Read More.
What will going into foreclosure to do my Fico score?
Q: I have a credit score in the high 700s and will be going into foreclosure on a home. Can you tell me what that will do to my Fico score? Read More.
Is it best to pay a collection account on my credit right away?
Q: I found a collection account on my credit report and wasn’t sure what to do. I was going to pay it immediately but after listening to the radio show, I wasn’t sure if it was the right thing to do. Please let me know. Read More.
