Tag Archives: New York City real estate
I’m planning to move to Manhattan in August. How far in advance do I need to start looking for rental apartments?
Q: I’m planning to move to Manhattan in August. How long ahead of time should I start looking for rental apartments? I don’t want to start too early and fall in love with something and have it be rented out by the time I need to move. Read More.
How can I tell if a credit repair company is legitimate?
Q: I am thinking of purchasing a property within the next year and I need to fix my credit. How can I tell if a credit repair company is legitimate? Read More.
How many years does it take to clear your credit when you owe money?
Q: How does owing money on a credit card affect credit scores and how long does it take for the bad credit to clear from your history? Read More.
When I was going through my divorce, the house wasn’t settled. We tried to do a modification, but did not get approved, so the house is on the market as a short sale. My credit has suffered as a result–should I put a note on my credit report to explain the circumstances?
Q: Hello, I live in NJ and recently went through a divorce. At the time of the divorce, the house wasn’t settled. Now, after trying to do a modification and not getting it, the house is on the market as a short sale. My credit has suffered and I was wondering, if I add a letter to my credit report explaining the divorce and such, will that help me get some credit? Prior to all of this happening, my credit was decent–I had a score of 720. Now it is much lower–in the low 600s. My ex-husband did nothing to help me and won’t even cooperate with the short sale, but my saving grace is that my divorce decree says the house is to be sold. Read More.
Interested in an apartment for rent. Where do I begin my search?
Q: I’m interesting in an apartment for rent that will be available soon. I’m looking for a place for 3 people in Manhattan or near. Can you please tell me what you have so I can get an idea of my options and where to begin my search? Read More.
How can we refinance combined apartments?
Q: We are in possession of two apts. We have combined them into one large unit. Since NYC does not allow two kitchens in one unit, we removed the kitchen from the smaller apt. We are trying to figure out how we can refinance the smaller unit which is at 5 3/4 % at the present time. Our credit is excellent. We have asked the condo about combining the deeds; however, they do not allow it. If you have any suggestions, I would appreciate your input. My husband is 100% disabled and we purchased the second apartment to give him more space. Thank you for your help. Read More.
