What is the right credit score to order before buying real estate?

Q: What is the right credit score to order before buying real estate?

A:  Most mortgage banks use a Fico score.  This score can be purchased at myfico.  Consumers can buy their Trans Union and Equifax Fico scores but cannot buy an Experian Fico score.  Experian does not allow myfico to use the information updated on their bureau reports in the sale of scores to consumers.  If both the Trans Union and Equifax Fico scores are above a 740 the consumer should be able to enjoy the best rates based on the credit score qualification of loan approval.  Pulling your own credit reports at myfico will not hurt your credit scores.

Filed Under: Buying, Credit