E-mail us your real estate questions. They will be answered by our team of real estate experts and posted here

I am trying to determine the rate of appreciation of a co-op I owned on the Upper West Side

Q: I am trying to determine the rate of appreciation of a co-op I owned on the Upper West Side (82nd St) from the period 1998 – 2006, and then from 2006-2010. Do you have a resource which I could use as evidence in a divorce matter? Thank you. Read More.

Do finished basements add value to my home?

Q: If I am paying higher property taxes on a finished basement and additional full bath in the basement….Then why is that not considered added value $ to my house when selling? And why can’t I advertise such when selling? Read More.

How is the Westchester housing market for single family homes?

Q: How is the Westchester housing market for single family homes? Read More.

Business vs. Personal Credit Cards

Is having only a business credit card for my husband and myself detrimental to our credit? We would use it for all expenses (personal). I am a sole proprietor. The rewards are far better on the business card than the personal one. Thanks!   Business credit cards can be good for personal credit as long as they are reported to the three major credit bureaus (Trans Union, Equifax, & Experian). Some creditors that extend business credit cards do not update them to personal credit unless the card holder defaults. If you do open a business account you should first check with the creditor to make sure the credit card will be reported to your personal credit profile. It would be a good idea to have some regular credit cards as well since having a variety of credit is good for … Read More.

High Balances and Credit Scores

Q: If I want to help my credit score should I pay off all my credit card balances & my car loan?  I heard high balances on credit hurt scores? Read More.

Please tell us about dated colors, new colors and the worst colors to paint the rooms when preparing your home for sale.

Q: Dottie, please tell us about dated colors, new colors and the worst colors. Shannon Read More.

We pay higher taxes, are being compared to houses in undesirable locations and the location cannot be valued?

Q: we recently had our 2-family in north jersey appraised for refinancing. the only other 2-fam in the area are 2-3 miles away and not in desirable locations. we live across(50 ft) from a historic park and pond that can never be developed and pay higher taxes because of that . the appraiser said there is no avail calculation for appraisers to consider this type of issue. this cannot be right. we pay higher taxes, are being compared to houses in undesirable locations and the location cannot be valued in what do you think please advise thank you? Read More.

What’s the average charge per square foot for co-op maintenance for a studio and one-bedroom in the West Village?

Q: What’s the average charge per square foot for co-op maintenance for a studio and one-bedroom in the West Village (Manhattan)? Read More.

Will charge offs on my credit affect my ability to take out a personal loan?

Q: In the past couple years, I have had 3 charge offs on my credit (one is a cable bill and the others are credit cards). If I pay them off, how much will they affect my credit and my ability to get a personal loan? Read More.

I’m planning to move to Manhattan in August. How far in advance do I need to start looking for rental apartments?

Q: I’m planning to move to Manhattan in August. How long ahead of time should I start looking for rental apartments? I don’t want to start too early and fall in love with something and have it be rented out by the time I need to move. Read More.