E-mail us your real estate questions. They will be answered by our team of real estate experts and posted here

How can I tell if our home appraisal is too low?

Q: We are trying to refinance our home and we think the appraisal value is too low.  How can I tell? Read More.

What’s the first step to selling my home of 30 years?

Q: I’m recently retired and thinking of selling my home which I’ve lived in for over 30 years.  What’s the first step? Read More.

Will Co-op Boards negotiate a down payment?

Q: As a first time buyer, I’m looking for a co-op in Manhattan.  I have a good job but haven’t saved enough for a 20% down payment. Are co-op boards negotiable about the amount I would be required to put down? Read More.

Do you have any market information about the Upper West Side?

Q: Do you have any market information about the Upper West Side?  I need more space – am thinking about selling my one bedroom for a two. Read More.

Why do condos sell for more than co-ops?

Q:  Why do condos sell for more than co-ops? Read More.

I am trying to determine the rate of appreciation of a co-op I owned on the Upper West Side

Q: I am trying to determine the rate of appreciation of a co-op I owned on the Upper West Side (82nd St) from the period 1998 – 2006, and then from 2006-2010. Do you have a resource which I could use as evidence in a divorce matter? Thank you. Read More.

Do finished basements add value to my home?

Q: If I am paying higher property taxes on a finished basement and additional full bath in the basement….Then why is that not considered added value $ to my house when selling? And why can’t I advertise such when selling? Read More.

How is the Westchester housing market for single family homes?

Q: How is the Westchester housing market for single family homes? Read More.

Business vs. Personal Credit Cards

Is having only a business credit card for my husband and myself detrimental to our credit? We would use it for all expenses (personal). I am a sole proprietor. The rewards are far better on the business card than the personal one. Thanks!   Business credit cards can be good for personal credit as long as they are reported to the three major credit bureaus (Trans Union, Equifax, & Experian). Some creditors that extend business credit cards do not update them to personal credit unless the card holder defaults. If you do open a business account you should first check with the creditor to make sure the credit card will be reported to your personal credit profile. It would be a good idea to have some regular credit cards as well since having a variety of credit is good for … Read More.

High Balances and Credit Scores

Q: If I want to help my credit score should I pay off all my credit card balances & my car loan?  I heard high balances on credit hurt scores? Read More.